![]() 03/27/2019 at 16:44 • Filed to: None | ![]() | ![]() |
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It’s um....a good time in the comments.
![]() 03/27/2019 at 16:53 |
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saw title didnt read *spidey senses tingling*
![]() 03/27/2019 at 16:53 |
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saw title didnt read *spidey senses tingling*
![]() 03/27/2019 at 16:57 |
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Yup, about what I expected. The urban legend I always hear is that men don’t wreck as often as women, but when they do it’s generally a lot bigger of an accident.
So what’s more expensive, more small accidents or fewer large ones? (if that is indeed true)
![]() 03/27/2019 at 16:59 |
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The shitshow’s going...about as expected. You never fail to disappoint me, Jalopnik readers.
![]() 03/27/2019 at 17:03 |
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I just know that insurance companies know how to make money off everyone.
![]() 03/27/2019 at 17:03 |
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i tried reading the comments....... only coz this post made me
i regret even the little effort i made....
![]() 03/27/2019 at 17:11 |
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The comment regarding a white Lexus RX seems on point in suburban Seattle, along with the turning at intersections thingy.
![]() 03/27/2019 at 17:13 |
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Interesting article, and it is quite thought provoking as men are definitely viewed as higher risk on average but women can pay more depending on the locale.
It brings up a question for me though. The Zebra’ s test case was a 4 year old Honda Accord EX. How would the number be affected if they did a 4 year old Focus ST, or a new Mustang GT? Maybe whatever methodology used by insurance adjusters doesn’t see a man in a Honda Accord as any more of a risk than a woman, but perhaps a woman in a Focus ST or Mustang GT (or any other performance car) would be viewed as less of a risk than a man, all else being equal.
![]() 03/27/2019 at 17:17 |
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Read the article, pretty informative. My wife definitely pays more in insurance than me however she also has speeding tickets and drives a crap tonne more than I do (I drive around 600 miles a month and have yet to get a speeding ticket, ever. ) so probably not a good comparison.
Then proceeded to start reading the comments and lost a little more faith in humanity.
![]() 03/27/2019 at 17:19 |
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Doesn’t someone in Oppo work in insurance claims adjustment? We should ask them what they can say about the data.
![]() 03/27/2019 at 17:20 |
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oops
![]() 03/27/2019 at 17:20 |
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Meanwhile, in Canada...
https://www.cnsnews.com/blog/max-augros/man-saves-1092-car-insurance-identifying-woman
![]() 03/27/2019 at 17:22 |
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My faith in humanity is completely gone at this point.
![]() 03/27/2019 at 17:27 |
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All I know is I pay too much, and I doubt changing my gender would fix that.
![]() 03/27/2019 at 18:12 |
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The only one I know of doesn’t do auto claims.
![]() 03/27/2019 at 18:36 |
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I think there are a few actually, not sure if they are involved with auto insurance though
![]() 03/27/2019 at 19:43 |
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Wait, so I'm confused. Women pay more than men, but only averaging 10 $ more annually? That's 5 % my annual premium! Statistically negligable?
![]() 03/28/2019 at 09:25 |
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That was an ...interesting bit of reading. Seems like a lot of trolls.
Though after reading my best (only, shot in the dark/random)
guess is that it would have to do with pregnancy. A woman at 30 is probably 99% more likely to contract a case of pregnancy than a man at 30
(though I think I’ve read of a man contracting it one time in recent years)*
. Pregnancy seems to scare insurance companies.
*I’ve entirely made up that percentage and have no clue what the actual statistics are regarding men contracting pregnancy compared to the odds of women contracting pregnancy.
![]() 03/28/2019 at 10:11 |
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Could be. They have a lot of variables they can account for. The problem I have is that is the average. Average isn’t a very good indicator of the sample. They could pay 1 dollar more in 24 states, a ton more in the 1 and it averages out to 10 bucks.
Median might be better.
![]() 03/28/2019 at 10:11 |
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Well, you could save an average of 10 bucks in 25 states.
![]() 03/28/2019 at 10:54 |
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That’s dinner. Pizza Pizza!