On the FP.....

Kinja'd!!! "Future next gen S2000 owner" (future-next-gen-s2000-owner)
03/27/2019 at 16:44 • Filed to: None

Kinja'd!!!0 Kinja'd!!! 21

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It’s um....a good time in the comments.

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DISCUSSION (21)


Kinja'd!!! farscythe - makin da cawfee! > Future next gen S2000 owner
03/27/2019 at 16:53

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saw title didnt read *spidey senses tingling*


Kinja'd!!! farscythe - makin da cawfee! > Future next gen S2000 owner
03/27/2019 at 16:53

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saw title didnt read *spidey senses tingling*


Kinja'd!!! MasterMario - Keeper of the V8s > Future next gen S2000 owner
03/27/2019 at 16:57

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Yup, about what I expected. The urban legend I always hear is that men don’t wreck as often as women, but when they do it’s generally a lot bigger of an accident.

So what’s more expensive, more small accidents or fewer large ones? (if that is indeed true)


Kinja'd!!! Mercedes Streeter > Future next gen S2000 owner
03/27/2019 at 16:59

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The shitshow’s going...about as expected. You never fail to disappoint me, Jalopnik readers.


Kinja'd!!! Future next gen S2000 owner > MasterMario - Keeper of the V8s
03/27/2019 at 17:03

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I just know that insurance companies know how to make money off everyone.


Kinja'd!!! farscythe - makin da cawfee! > Mercedes Streeter
03/27/2019 at 17:03

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i tried reading the comments....... only coz this post made me

i regret even the little effort i made....


Kinja'd!!! fintail > Future next gen S2000 owner
03/27/2019 at 17:11

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The comment regarding a white Lexus RX seems on point in suburban Seattle, along with the turning at intersections thingy.


Kinja'd!!! DAWRX - The Herb Strikes Back > Future next gen S2000 owner
03/27/2019 at 17:13

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Interesting article, and it is quite thought provoking as men are definitely viewed as higher risk on average but women can pay more depending on the locale.

It brings up a question for me though. The Zebra’ s test case was a 4 year old Honda Accord EX. How would the number be affected if they did a 4 year old Focus ST, or a new Mustang GT? Maybe whatever methodology used by insurance adjusters doesn’t see a man in a Honda Accord as any more of a risk than a woman, but perhaps a woman in a Focus ST or Mustang GT (or any other performance car) would be viewed as less of a risk than a man, all else being equal.


Kinja'd!!! TheBloody, Oppositelock lives on in our shitposts. > Future next gen S2000 owner
03/27/2019 at 17:17

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Read the article, pretty informative. My wife definitely pays more in insurance than me however she also has speeding tickets and drives a crap tonne more than I do (I drive around 600 miles a month and have yet to get a speeding ticket, ever. ) so probably not a good comparison.

Then proceeded to start reading the comments and lost a little more faith in humanity.


Kinja'd!!! VajazzleMcDildertits - read carefully, respond politely > MasterMario - Keeper of the V8s
03/27/2019 at 17:19

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Doesn’t someone in Oppo work in insurance claims adjustment? We should ask them what they can say about the data. 


Kinja'd!!! Jake - Has Bad Luck So You Don't Have To > Future next gen S2000 owner
03/27/2019 at 17:20

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oops


Kinja'd!!! KingT- 60% of the time, it works every time > Future next gen S2000 owner
03/27/2019 at 17:20

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Meanwhile, in Canada...

https://www.cnsnews.com/blog/max-augros/man-saves-1092-car-insurance-identifying-woman


Kinja'd!!! Future next gen S2000 owner > TheBloody, Oppositelock lives on in our shitposts.
03/27/2019 at 17:22

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My faith in humanity is completely gone at this point.


Kinja'd!!! Chariotoflove > Future next gen S2000 owner
03/27/2019 at 17:27

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All I know is I pay too much, and I doubt changing my gender would fix that.


Kinja'd!!! Future Heap Owner > VajazzleMcDildertits - read carefully, respond politely
03/27/2019 at 18:12

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The only one I know of doesn’t do auto claims.


Kinja'd!!! MasterMario - Keeper of the V8s > VajazzleMcDildertits - read carefully, respond politely
03/27/2019 at 18:36

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I think there are a few actually, not sure if they are involved with auto insurance though


Kinja'd!!! My bird IS the word > Future next gen S2000 owner
03/27/2019 at 19:43

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Wait, so I'm confused. Women pay more than men, but only averaging 10 $ more annually? That's 5 % my annual premium! Statistically negligable?


Kinja'd!!! AdverseMartyr > Future next gen S2000 owner
03/28/2019 at 09:25

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That was an ...interesting bit of reading. Seems like a lot of trolls.

Though after reading my best (only, shot in the dark/random) guess is that it would have to do with pregnancy. A woman at 30 is probably 99% more likely to contract a case of pregnancy than a man at 30 (though I think I’ve read of a man contracting it one time in recent years)* . Pregnancy seems to scare insurance companies.

*I’ve entirely made up that percentage and have no clue what the actual statistics are regarding men contracting pregnancy compared to the odds of women contracting pregnancy.


Kinja'd!!! Future next gen S2000 owner > My bird IS the word
03/28/2019 at 10:11

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Could be. They have a lot of variables they can account for. The problem I have is that is the average. Average isn’t a very good indicator of the sample. They could pay 1 dollar more in 24 states, a ton more in the 1 and it averages out to 10 bucks.

Median might be better.


Kinja'd!!! Future next gen S2000 owner > Chariotoflove
03/28/2019 at 10:11

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Well, you could save an average of 10 bucks in 25 states.


Kinja'd!!! Chariotoflove > Future next gen S2000 owner
03/28/2019 at 10:54

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That’s dinner. Pizza Pizza!